Payday Loan Insurance

The types of insurance available

The types of insurance available

What is Creditor Protection Insurance (CPI) insurance?

It represents a form of protection for the insured in the event of unforeseen events that may occur during the duration of the loan. It is always recommended to carefully read the insurance conditions and the policy limits set by the Information Set.
The product is divided into four versions with increasing protections:

  • Basic package, which provides for the death guarantee (for whatever reason);

  • Low Package, which provides in addition to the guarantee of the Basic Package, also the Serious Illness;

  • Medium Package, which provides, in addition to the guarantees of the Low Package, also the Total Permanent Disability (following an Accident or Illness);

  • High Package, which provides, in addition to the guarantees of the Medium Package, also the Hospitalization.

Who is the insured in the case of more than one person in the financial contract?

The Insured is the person who has signed the special application form for the Insurance Program.

What documents are needed to report the accident?

The documents depend on the claim reported. For all information and assistance regarding the claim, including the list of documents to be sent to the company, it will be sufficient:

  • send specific notification to the internet address alternatively

  • contact the Insurer’s customer service directly.

Creditor Protection Insurance (CPI) aimed at employees in the private sector for an indefinite period

Creditor Protection Insurance (CPI) aimed at employees in the private sector for an indefinite period

What is Creditor Protection Insurance (CPI) insurance aimed at employees in the private sector for an indefinite period?

It represents a form of protection for the insured in the event of unforeseen events that may occur during the duration of the loan, reserved only for customers who, at the time of accession, are private employees with permanent employment contracts as there is a loss guarantee Involuntary employment.
It is always recommended to carefully read the insurance conditions and the policy limits set by the Information Set.
The product is divided into three versions with increasing protections:

  • Low Package, which provides the guarantees Unintentional Loss of Employment and Death (for whatever cause);

  • Medium Package, which provides, in addition to the guarantees of the Low Package, also the Total Permanent Disability (following an Accident or Illness);

  • High Package, which provides, in addition to the guarantees of the Medium Package, also the Hospitalization.

Who is the insured in the case of more than one person in the financial contract?

The Insured is the person who has signed the special application form for the Insurance Program.

What documents are needed to report the accident?

The documents depend on the claim reported. For all information and assistance regarding the claim, including the list of documents to be sent to the company, it will be sufficient:

Medical Protection Plus

Medical Protection Plus

What is Medical Protection Plus insurance?

It represents a form of insurance, offered by MetLife, which protects the insured against the consequences deriving from injury or amputation caused by an accident. In the event of an accident, the insurance will provide the Client with a lump -sum compensation based on the injury or amputation suffered. It also provides a daily allowance in the event of hospitalization following an accident.

It is always recommended to carefully read the insurance conditions and the policy limits set by the Information Set.

Who is the insured?

The insured is the one who has signed the special application form for the Insurance Program.

What must be done to report the accident?

To report a claim, simply send a written communication.
The complaint can be presented in free form or using the specific form made available by the Company (also attached to the Information Set).

For all information and assistance regarding the claim, it will be sufficient:

  • send specific notification to the internet address.

  • contact the Insurer’s customer service directly.

To consult the Information Set for the Medical Protection Plus product click here

Daily Protection

Daily Protection

What is the Daily Protection Insurance?

It represents a form of protection for the Insured who provides in case of Total Temporary Disability as a result of an accident or illness a lump sum reimbursement and in the event of Admission to a treatment institution following illness, the recognition of a Per diem for each day of admission .
The Daily Protection product is dedicated to those who work in an income producing profession.

It is always recommended to carefully read the insurance conditions and the policy limits set by the Information Set.

Who is the insured?

The insured is the one who has signed the special application form for the Insurance Program.

What must be done to report the accident?

To report a claim, simply send a written communication. The complaint can be presented in free form or using the specific form made available by the Company (also attached to the Information Set).
For all information and assistance regarding the claim, it will be sufficient:

  • send specific notification to the internet address.

  • contact the Insurer’s customer service directly

To consult the Information Set for the Daily Protection product click here

Personal Protection

What is Personal Protection insurance?

Personal Protection is the policy of Europ Assistance Italia SpA available in two versions (“Plus” and “Top”) which guarantees the insured the guarantees listed below.
It is always recommended to carefully read the insurance conditions and the policy limits set by the Information Set.
The product is divided into two versions:

  • Plus package, which provides a home medical assistance (by sending a doctor, sending a home nurse in Italy, assistance for physiotherapy with rehabilitation at home in Italy), a hospitalization allowance for surgery (guaranteeing a compensation fixed in fixed and flat rate per type of intervention) and a daily allowance for hospitalization and plaster cast.

  • Top Package which includes, in addition to the guarantees of the Plus Package, also the reimbursement of medical expenses incurred in the 60 days following surgery and integrated health care compared to the Plus package of a medical telephone consultation, or a generic and specialist consultation as “second opinion” on cases involving diagnostic and / or therapeutic doubt as well as the provision of integrated home care in the form of telemonitoring and, finally, the possibility of transferring the insured to the nearest suitable medical center.

Who is the insured in the case of more than one person in the financial contract?

The insured is the one who has signed the special application form for the Insurance Program.

Family Protection

What is Family Protection Insurance?

Family Protection is the policy of da Europ Assistance Italia SpA that offers civil liability guarantees to third parties, civil liability towards employees, civil liability of the property of the premises, accidents suffered by occasional employees in domestic services and local flood damage. The policy also provides assistance services, such as sending an electrician, blacksmith, plumber for emergency interventions, as well as early return following a fire, theft, attempted theft or flooding.

It is always recommended to carefully read the insurance conditions and the policy limits set by the Information Set.

Who is the insured?

The insured is the one who has signed the special application form for the Insurance Program.

 

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